Disclaimer
The information and tools provided on calcfinity.com (the "Site") are offered for general informational and educational purposes only. By using the Site, you acknowledge and agree to the terms of this Disclaimer, which supplements our Terms of Service and Privacy Policy.
1. Not Professional Advice
CalcFinity is not a financial advisor, tax advisor, accountant, attorney, real estate broker, mortgage broker, insurance agent, or medical professional. Nothing on the Site constitutes, or should be construed as:
- Financial, investment, or trading advice
- Tax or accounting advice
- Legal advice or legal opinions
- Real estate, mortgage, or lending advice
- Insurance advice
- Medical or health advice
- Any other form of professional or licensed advice
Before making any financial, legal, tax, real estate, or other significant decision, you should consult a qualified professional who can evaluate your specific circumstances.
2. Calculator Results Are Estimates
All calculators on the Site produce estimates based on the inputs you provide and on underlying formulas, assumptions, and default values. Real-world outcomes can differ significantly from the estimates shown for many reasons, including but not limited to:
- Changes in interest rates, tax laws, inflation, or market conditions
- Fees, closing costs, insurance, maintenance, and other expenses not fully captured in the model
- Differences between rounded, simplified, or averaged inputs and your actual figures
- Individual circumstances such as credit, location, timing, and lender or counterparty terms
Do not rely solely on calculator output when making decisions that affect your finances, property, health, or legal position.
3. No Guarantee of Accuracy
While we make reasonable efforts to verify formulas and keep content up to date, we do not warrant that any information, calculator, or result on the Site is accurate, complete, current, or error-free. Content may become outdated, and formulas or default values may be revised without notice.
4. No Fiduciary Relationship
Your use of the Site does not create any fiduciary, advisory, agency, attorney-client, or professional relationship between you and CalcFinity.
5. Third-Party Links and Content
The Site may link to third-party websites, articles, or resources for convenience. We do not endorse, control, or assume responsibility for the content, accuracy, or practices of any third party. Access and use of third-party resources are at your own risk.
6. Advertising and Sponsored Content
The Site displays third-party advertising, including advertising served through Google AdSense or other third-party ad networks. The presence of an advertisement on the Site is not an endorsement or recommendation of the advertiser, its products, or its services. CalcFinity is not responsible for the content of ads or for any transactions you may enter into with advertisers.
7. Affiliate Disclosure
CalcFinity may, from time to time, include affiliate links. If you click an affiliate link and complete a qualifying purchase, we may receive a commission at no additional cost to you. We only reference products or services we believe are relevant to our audience. Affiliate relationships do not influence our content or calculator formulas.
8. Jurisdictional Limits
Laws, tax rules, lending practices, and regulations vary by country, state, and locality. Calculators and content on the Site use simplified, U.S.-oriented assumptions unless otherwise stated, and may not reflect the rules that apply to you. Always verify how applicable rules apply to your situation.
9. Limitation of Liability
CalcFinity, its operators, and its affiliates are not liable for any loss or damage arising from reliance on the Site, its calculators, or its content. Use of the Site is at your own risk. See the "Limitation of Liability" section in our Terms of Service for the full limitations that apply.
10. Changes to This Disclaimer
We may update this Disclaimer from time to time. When we do, we will revise the "Last updated" date at the top of the page. Continued use of the Site after changes constitutes acceptance of the revised Disclaimer.
11. Contact
Questions about this Disclaimer can be directed to hello@calcfinity.com.