Retirement Calculators
Plan your savings, project your nest egg, and figure out how much you can safely withdraw when the time comes.
Which calculator do I need?
If you are still saving, begin with the Retirement Savings Calculator to project what your current pace builds to, then use the 401(k) Contribution and Roth IRA tools to tune how much goes in each year. Unsure which account type wins for you? Traditional vs. Roth compares the after-tax outcomes directly.
Approaching retirement, the questions flip from saving to spending. The Retirement Withdrawal Calculator stress-tests how long a nest egg lasts at a given drawdown rate, the RMD Calculator handles required minimum distributions, and Social Security Break-Even shows the age at which delaying benefits starts paying off. Weighing a buyout offer? Compare Pension vs. Lump Sum and Annuity Payout side by side.
Rounding things out: FIRE estimates your financial-independence number, Healthcare in Retirement budgets the expense most plans underestimate, and Retirement Countdown keeps the finish line in view.
These tools are educational projections, not financial advice — assumptions about returns, inflation, and tax law matter, so confirm big decisions with a qualified professional.